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WHY, HOW & WHEN TO CHANGE YOUR W-4
To prepare for future tax seasons, it’s best to start making adjustments to your withholdings now to avoid major surprises or penalties down the road. It doesn’t take an act of Congress to change your W-4, you just need to know who to contact. It is ...
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STOP Loaning the IRS Your Money Interest-FREE
Yes, I know, receiving this HUGE tax refund at tax time is exciting. However, it is not the ultimate goal of tax time. The goal for tax time is to not owe and to basically keep your money. However, this should also be your goal for the entire year. D...
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How to Maximize Your Money
When you think MAXIMIZE, what do you think? Increase right? Well in this instance I am not talking about INCREASING your income, necessarily, but I am talking about increasing the money that you hold on to and the money that you can eventually save. ...
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DEVELOP A BUDGET FOR EVERY $1 in 10 easy steps
As you prepare to go into this new month, start by establishing a budget for every single dollar that you have. Whether you spend it, donate it, or save it, be accountable for it so that you know where your money goes and what you need to cut back on...
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Saver Spouse VS Spender Spouse...Who Will Win?
So, naturally you and your spouse are supposed to comingle your money when you get married. You were also supposed to divulge ALL of your financial issues, BEFORE you got married right, WRONG. That is not always the reality of the situation. Sometime...
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Retirement Planning
Are You Ready for Retirement?
How many more years do you have to go until it is your time?Well before you answer that question...do you have an IRA or do you even know what one is?  An IRA is an Individual Retirement Account. There are tax benefits if you choose one type of IRA o...
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Rainy Day Savings, Do you have one?
When you first open up your bank account, they offer you a checking and a savings account. But the question is, what do you do with your savings account? We all know that the checking is very active. It has seen money come and go month after month, w...
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